Mortgage Loan Payments & Rate Calculators

Monthly Mortgage Payments Calculator with Annual Taxes & Insurance (Private Mortgage Insurance)
This calculator asks you to input the total # of your mortgage years + annual interest rate + total loan amount + annual taxes & insurance and it will output your total monthly payment. It is important to factor in annual property taxes & insurance payments on your mortgage to arrive at your final monthly mortgage payment; this is exactly what this calculator is for!

Extra Mortgage Payments Calculator - How Much Can You Save?
To use this calculator, be sure to select "What If I Pay More Every Month" option on the left sidebar. For example, for a $250,000 loan amortized over 30 years @ 5% interest rate, you would save a total of $21,298.29 by just making a $60 extra payment every month. This calculator is so powerful that it will output the financial analysis for you in plain English, an example follows...

Mortgage Loan Amortization Schedule Calculator
This mortgage loan amortization calculator will output your monthly payment over a specific amortization period. You have to enter the mortgage loan amount, the # of years you want to amortize it over, and the interest rate the lender gives you. The calculator will also output relative interest rates for 30 year mortgages, 15 year mortgages, Jumbo 30 year mortgages, etc. The calculator will also output detailed amortization schedule that will tell you the Principal Payment, Interest Payment and the owing Loan balance at specific intervals. For example if you select the loan amortization term as 10 years, then the calculator will show you the loan balance owing at the end of each month of each year! That's how powerful this calculator is !!

Home Equity Loan Calculator With Amortization Schedules
This takes the original Home Equity Loan Calculator and includes a detailed amortization schedule that will tell you the Principal Payment, Interest Payment and the owing Loan balance at specific intervals. For example if you select the loan amortization term as 10 years, then the calculator will show you the loan balance owing at the end of each month of each year! That's how powerful this calculator is !!

Home Equity Loan Calculator
Use this home equity loan calculator to determine your ultimate credit limit (the total amount you can borrow from a home equity loan). Enter the current value of your home, the loan to value ratio (usually provided by your lender) and the remaining mortgage balance that you have to pay off. This will tell you the total home equity loan you are eligible for. In Step 2, enter the # of years you want to amortize the loan for, the maximum is 20 years. This will calculate the APR (Annual Percentage Rate) that you will have to pay, as well as the monthly home equity loan payment.

Mortgage Refinancing Calculator
This mortgage refinancing calculator will tell you whether you should refinance your current mortgage loan on a lower interest rate. It will compare your currently monthly mortgage payments with your payments on the new refinanced interest rate, outputting the net savings you will have (Monthly Payment Reduction).